In my case, we bought the house from my in-laws... it is a long story and I'll save you the drama. Basically we moved here from out of state in "good faith" and there were many things about the house, the area and the HOA that were not fully disclosed to us.
Others are correct though in saying it is very difficult in some areas (mostly suburban areas I am willing to bet) to find a neighborhood that doesn't have an HOA. I would say more than 90% of the houses in my town are part of an HOA.
The only ones that don't have HOA are older homes on busy through-streets... not in a neighborhood, and usually not someplace you can let your kids ride their bikes. The other option is one of the newer private residences built back into the woods... and the land is not cheap, so the builders generally go all out and build a $500,000+ house.
Before moving here I had never heard of an HOA. Next time we move you can bet I will avoid having one unless I find one that doesn't have such restrictive covenants and isn't run by people with "Lawn OCD".
I think the idea of the HOA has some merits, but they all seem to have the same set of silly rules that urge people to buy buy buy and waste waste waste. Even when they send out notices they are usually worded in such a way that they imply a certain solution... They don't tell you what the basic issue is, but instead tell you what actions they feel are required.
When we first moved here I (and about 80 other people that same month) recieved a notice "Mailbox needs to be replaced". When I called the HOA's company that spies on us and sends out the notices, they couldn't explain to me what was wrong with my mailbox. They could only say someone of their staff had wrote down "needs new mailbox".
Well I didn't go buy a new mailbox. I repainted my current one which was not smashed or dented in any way and resealed the mailbox post. BUT I wonder how many of my neighbors recieving the same notice went out and replaced their mailboxes without second guessing it. It is so aggravating!
It seems that those people really motivated to be involved with the HOA leadership are rigid minded individuals with a very suburbanite disposition. It is all about them and what they like and what they want... it really isn't about what is best for the whole community. They know it all, so who better to lord over everyone else in the neighborhood?
The big gripe with my HOA is that they nitpick over all the little things like weeds in the yard or not edging the lawn enough times a year to make them happy... but when people are affecting the overall quality of life through their actions, they don't want to get involved. As long as the problem isn't happen in their little corner of the neighborhood, they really couldn't care less. They don't send notices to people who are reported for consistently speeding through the neighborhood, music blaring in the middle of the night, dogs barking for hours on end, pets (especially cats) being allowed to roam around loose.
To me it is more important that my neighborhood be safe for my son and a peaceful place we can come home to and relax. Last year a child was hit by a car in our neighborhood (Halloween) and this Spring we had an armed robbery take place!
Now tell me... what does the length of the grass have to do with those problems?
Make every day Earth Day.